E jurnal Matematika

176-182

Authors: Maman Ahdiyat, Lasia Agustina, Nurul Hikmah

The objective of this research is to obtain data about the model of learning that is designed specifically for children who have difficulty in studying in the State Elementary School of Inclusive Education in South Jakarta. The research is done by Research and Development method with qualitative approach with descriptive analysis Observation and documentary study). Population is State Elementary School Provider of Inclusive Education in South Jakarta with a large sample of 10 schools, with sampling technique used is random sampling. Instrument research used questionnaire. Result is: 1) There is no single school that uses a specific learning model for children with learning difficulties, 2) The learning model used still uses conventional learning model where children are treated the same as normal children (no learning difficulties).

188-195

Authors: Ni Wayan Eka Surya Artini, I Putu Eka Nila Kencana, Ketut Jayanegara

The purpose of this research is to determine the dominant factors that influence the increment of poverty in 6 villages in Bangli regency which categorized as disadvantaged village in Bali province, namely, Binyan Village, Ulian Village, Langgahan Village, Abuan Village, Mengani Village, and Tembuku Village. The total respondents in this research are 84 poor families which determined through the stratified proportional random sampling method. The research regarding the poverty in disadvantaged village involves 5 latent variables, namely, poverty rate, inability to meet basic needs, the shortage of human resource competencies, inability to meet support needs, and the shortage of access to infrastructure which are each 5 of the latent variable have the reflective indicator. This research is using the variant-based (PLS-SEM) Structural Equation Modeling (SEM) method and calculated through smart PLS software. Based on the output of structural poverty rate equation model resulting from the analysis, it can be concluded that the increment of inability to meet basic needs, the shortage of human resource competencies, and the shortage of access to infrastructure have a significant effect towards the increment of poverty rate in a disadvantage village, meanwhile inability to meet support needs rate has no effect towards poverty rate in the disadvantaged village of Bangli Regency.

205-213

Authors: Dicky Arya Bramanta, I Nyoman Widana, Luh Putu Ida Harini, I Wayan Sumarjaya

This study examines about last survivor life insurance with return of premium for married couples with independent and dependent mortality model. By using Frank copula, Clayton copula, Gumbel copula and Indonesian Mortalita Table 2011, the impact of future life dependence on single premiums and annually premium is evaluated. Based on the calculation of premium with a 10 year contract for the insured parties aged 58 years and 55 years with interest rate used 6.5%, the value of insurance premium last survivor with return of premium is more expensive than without return of premium. The greater the dependency, the more expensive the price of the premium.