International Journal of Business and General Management

1-4

Authors: REEPU

Technology has generated an overwhelming experience, making world a regional market. Adamant processes have definitely subdued and a consistent drive towards extemporization is the demand of today. Payments definitely act as a facilitator and making this to happen more swiftly as well as securely is a requisite. The present paper is an attempt to acclimatize with the underlying course of action of eCheck. The role of Financial Services Technology Consortium has also been elucidated. Several supporting organizations like NetCheck, NACHA and BIPS have also been a cornerstone towards its development making businesses to inflate over the world.

8

Authors: MANISH UPRETY

Decades ago, produces were being purchased and sold in its original form that too at the point of production or nearby cities. With the increase of establishment of metros, big township and markets around the cities or new establishment of small townships, a need was felt to have supply system in packed format. With the above said thoughts this study is done in Haldwani city of Nainital district in Uttarakhand state, which is located in the foothills. The packed juice industry is growing with a good pace and this can also help the people of this region to manufacture and market the juices of the fruits which can be grown in this area. This study has been carried out particularly with reference to the various favorable visual and verbal attributes for the locally utilization of fruits of the region which will amount to increase of prospects to enhance the productivity of fruits and thereby increasing their income.

15-24

Authors: SHABANA & R. A. SIDDIQUE

International trade has made an increasingly significant contribution to economic growth and productivity but unfortunately World trade growth fell to 2.0 percent in 2012 from 5.2 percent in 2011 and remained sluggish in the opening months of 2013 as the economic slowdown in Europe suppressed global import demand. The abrupt deceleration of trade in 2012 was mainly attributable to slow growth in developed economies. This paper examines trends and development in world trade and assesses economic, social and political factors which shape the overall nature of trade and explain the reasons for international trade.

1-8

Authors: SAMY ISMAIL A. M. YOUSSEF

Perhaps now more than ever before, job stress poses a threat to the health of employees and, in turn, to the health of organizations. This paper highlights knowledge about the causal agents of stress at the workplace and outlines steps that can be adopted to prevent job stress. Workplace stress has been proven to cause a damaging outcome on the wellness and welfare of employees, as considerably as a negative impact on workplace productivity and profits. There are measures that individuals and organizations can take to alleviate the negative impact of stress, or to stop it from arising in the first place. Nevertheless, employers need to be cognizant of the effects that stress causes on their employees’ health as well as on organization profits. This paper is a call to employers to take action on stress levels in the workplace. Finally, seafaring is a particular profession, in which individuals are commonly revealed to several stresses that are connected to the different duties on board ships. This paper has surveyed the main publications on different factors affecting seafarers with the aim of identifying stress factors. The most significant factors were separated from family, loneliness on board, fatigue, multi-nationality, limited recreation activity, and sleep deprivation.

1-10

Authors: ISMAYIL P & HUSSAIN KOYA V

There has been happening a revolutionary changes in the banking sector and these changes include phone banking, online banking, ATM, pay roll cards, credit cards, debit cards, cheque cards, smart cards, bill payments, investments in mutual funds, investment in bonds, under writing, banc assurance, life insurance policies, currency exchange services, tax payments, foreign exchange markets, trust services, inter national banking, syndicated loans, letters of credit various loans such as home loans, personal loans, education loans etc. The current world needs to adopt innovative approaches to every sector as they face the triple whammy of intensifying global competition, fast-developing technologies and diminishing world resources .In a rapidly changing world innovation is no longer an option it is a necessity. All these changes are attained by technological and regulatory changes. Technology is playing a crucial role in the banking industry today as the role playing by ship’s engine in the journey of ship.

21-28

Authors: P. SUCHITRA

Being one among the rapidly growing industries that fosters economic development of a country, tourism considerably increases the countries social and cultural status and acts as an elevated platform for earning foreign exchange. Tourism is usually described as a highly decentralized industry consisting of enterprises different in sizes, location, functions, types of organizations, range of services provided and methods used to market and sell them. Tourism marketing faces a great challenge because the customer purchases a series of services, but is left with very little concrete value at the completion of his trip. A key challenge is to convince potential customers that the item they are purchasing provides good value for the price, and that the services will be as described and expected. Tourism Branding has become a viable metaphor not only for building destination brands but also providing a unique identity for tourism places. It is about combining all things associated with the ‘place’, one of the essential p’s of marketing. This paper aims to understand and explain the role played by brand personality in selection of a tourism place. The concepts of tourism branding were being analyzed by reviewing literature on brand personality, place, product/brand and destination branding. The present study reveals that brand personality has great relevance to destination personality and has positive impact on perceived destination image and also on the behavioral intentions of the tourists. This paper reveals certain steps essential for creating a successful branding strategy that may result in earning maximum returns. Though the importance of destination personality has been acknowledged, very less empirical research has identified its multifold dimensions. This analysis would further help the researchers in marketing to probe into the relation between brand personality and destination branding on a major level in order to build a better tourism destination.