IMPACT : International Journal of Research in Business Management

Number 6-7, 2018

1-10
Transforming Role of HRM: Challenges, Policies and Practice in the Present Context

Authors: Sunil Kumar R & Harold Andrew Patrick

Abstract

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Number of views: 614

Human Resources Management (HRM) in organizations has a vital role to play and to maintain a competitive edge. To face the ever-increasing demand for Human Resources (HR) and the speed at which changes are taking place in terms of technology and practices. In the rapidly changing phase of transforming business background, globalization, diversity in the workforce, advancement in technology, changing business scenario, employee preferences etc. It’s a challenge for the HRM to perform an important part and engage in best practices towards organizational and individual success. The role of HRM will be more significant in the changing times of business economy. This paper attempts is to explore the changing role of HRM and challenges associated with effective HR policies and practices from a current business scenario.

17-26
Analysis of Priority Sector NPAs With Special Reference to SBI Mumbai Circle and SBI Bangalore Circle

Authors: Shailashree. S. Vanaki & A. S. Shiralshetti

Abstract

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Number of views: 667

The Indian banking sector is facing a serious problem of Non Performing Assets. Non-performing assets are one of the major concerns for banks in India as they reflect the performance of banks and have affected the whole economy. The financial health of the banking sector can be assessed by the level of NPAs in the banks. NPAs affect the asset quality, credit risk and efficiency in the allocation of resources to productive sectors. The management is seriously concerned about the growing NPA menace. The earning capacity and profitability of many banks and financial institutions had been adversely affected by the high level of NPAs. The Govt. of India and Reserve Bank of India has initiated various measures to control the growing level of NPAs. The study analyzed the advances and Non Performing Assets in Priority sector and Non Priority sector in State Bank of India Mumbai circle and State Bank of India Bangalore circle along with the trend in Priority sector. We could find out the relation between Non Performing Assets and priority sector lending of banks.Here bank wise and sector-wise data has been gathered mainly from banks official sources and then analyzed with different parameters.

27-36
Financial Inclusion Initiatives in India

Authors: Sandesh D'souza

Abstract

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Number of views: 505

Financial inclusion broadly defined as facility provided to wider section of the population to access financial services at a reasonable and affordable cost, these include not only banking products but also other various financial services such as insurance and equity product, Thus the financial inclusion is nothing but the making an effort of reaching financial services to those people who not able to have access to formal financial service sector and deepening of financial services for people who have minimal financial services and greater financial literacy and consumer protection so that, those who are offered the products can make the right choices. Therefore, we can rightly be said that delivery of financial services including banking services and credit at an affordable cost to the large sections of highly disadvantaged and low- income group of society. The concept of financial inclusion has been prevailing in India for a very long time. Major steps have been taken by both the central and state government and RBI. A greater number of studies have been made on financial inclusion in India, yet some gaps still exits, still there are problems like access to finance, credit, poverty, illiteracy and indebtedness etc., The prime object of the present study is to give a brief understandings about initiatives undertaken by our central and state government and RBI to uplift the poor and largely disadvantaged people by providing them with customized financial products and services.

37-42
Market Potential of Agrochemicals used in Mango and Okra from Valsad and Surat Districts

Authors: Vaishnavi Nair

Abstract

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Number of views: 627

Agriculture is the backbone of Indian economy. Agriculture sector needs to be on the boom if a country like India wants to feed its increasing population but it cannot be possible without solving the problems of pests, which dwindles the crop production. That’s when the role of agrochemical sector comes into play. The rising population of our country demands that our agricultural practices are sufficient enough to feed the rising population. This process will lead to effective utilization of various agrochemicals that include fertilizers, pesticides, herbicides, plant growth regulators etc. The present study was conducted to measure the market potential of agrochemicals. 200 farmers were chosen for the study by purposive sampling. The present study has been conducted for mango in Valsad district and in Surat district for Okra. The study measures the market preference of farmers regarding agrochemicals used in mango and okra from Valsad and Surat districts. Majority of the farmers used Imidachloprid against the attack of mango hoppers. The study found that other insecticides such as Acephate, Thiomethoxam, and Fenobucarb were also used by the farmers. White fly is a major pest in okra and vector of yellow vein mosaic virus. To combat white fly infestation, insecticides such as Dimethoate, Thiamethoxam and Monocrotophos was used. From the study, market potential recorded for pesticides in mango was 40,481.8382 liters and in okra was 29,457.35 liters.