The aim of this research is to measure the micro and small entreprise preference in Pasar Baru Cikarang in selecting of conventional or shariah financing access with using 100 responden. The Method that used in this research is binary logistic regression and descriptive analysis. There are two result of this research, first, the factor that influence the micro and small enterprise preference are the lower interest/yield, diverse product, financing plafond, and presence a guidance of business development. Second, the micro and small medium enterprise in Pasar Baru Cikarang is more preferrable access in conventional financial institution
This study is aimed at determining how the concept and
application of Islamic business ethics for small businesses (SMEs). The
purpose of this study is to determine how the concept of Islamic business
ethics and how its implementation for SMEs. Research conducted in the form
of descriptive analysis. The results showed that Kampoeng Creative, Bazar
Medina and SMEs in the environment of UIN Jakarta has implemented a
business ethics of Islam, both by employers and employees. In conducting
its business and activities, entrepreneurs have to understand and implement
the principles or values based on Islam values acoming from the Quran and
Hadith. The implementation of Islamic business ethics comprises four aspects:
principles, management, marketing/advertising and product / price
This article tries to analyze the term “Islamization of knowledge method through accountancy. The economic system and the foundation of philosophy its system may influence the accounting practice that Islamic worldview provides the original source of revelation in a Muslim society by using Islamic literally of being the adherents to Islam due to be vicegerents of god and providing accountability in all aspects. Islam as a way of life, covering all activities and economic activities as accounting as well are only small part of Islam, through Al Quran and Al Hadits. In terms of developing of Islamic accounting system that as social science and institution may provide a way to satisfy its social economic objective in order to meet the benefit in this world and hereafter
The aims of this research is to analyze the short term and long term influence of investment fund through National Bond (SUN) and National Sukuk (SBSN) to economic growth in Indonesia in the year of 2008 – 2012.The method which used in this research is Error Correction Model. The result shows that economic development is positively influenced by National Bond in short term and long term. But, it negatively influenced by the National Sukuk both
in short term and long term.
The aim of this research is to analyze the effectiveness of weekend banking services at Bank Muamalat Indonesia. The method that used in this research is linier regression and. The result shown that the value of adjusted R-squared was 0.313409. It means that customer’s preference (dependent variable) was influenced by location, brand image, and, product and services in the amount of 31.34% and the others 68.66% was influenced by the others factor. From the paired sample t-test shown that the weekend banking services
still not effective to increase the third party funds
The purpose
of this study is to analyze the effect of promotion costs to increase in the number
of insurance participants. The analysis technique used is linear regression. The
results indicate that there are significant show promotion costs to increase in the number of participants who use the benefits of insurance products Iqro Partner ‘of AJB Bumiputera 1912 Division Sharia. In promotional activities the Joint Life Insurance Company (AJB) Bumiputera 1912 Sharia to attract people is through media advertising and sales activities of the agent, of all
existing forms of promotion Joint Life Insurance Company (AJB) prefers Sharia Bumiputera 1912 even most promotional activities performed by private sale (personal selling)
In the
discourse of conventional economics, ethics in economic activity does not have
an important role in his studies even denied. This view is based sphere of
ethics that is different from the economic sphere. Ethics is more inclined to
religious values are just talking about good-bad and the world hereafter. While
the economy discussing with the sistem and the material welfare. In contrast
to conventional economics, Islamic economics is the view that ethics plays a
role in the economic activity, even ethics and economics can’t be separated.
In Islamic economics, ethics or morals qur’ani contained in the Quran has an
important role on the formation of an Islamic economic system.
The
aim of this study is to analyze the influence of rentability (ROA), efficiency
(BOPO), and liquidity (FDR) to Capital Adequacy Ratio (CAR) in short-run
and long-run. The method analysis that used in this study is VECM method.
The result was shown that ROA had a significant negative influence to CAR,
BOPO had a significant positive influence to CAR, and FDR had a significant
negative influence to CAR. There were a long-run correlation between BOPO
and FDR to CAR, and there were a short-run correlation between ROA,
BOPO, FDR to CAR
this article is about
management of liquidity which discuss about the position of cash money in
the company and its ability to fulfill the obligation (pay the debt) on time.
Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term,and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need), for Islamic banking in Indonesia has been availabled some instruments such as (IMA) certificate of Mudhorobah Investment between bank, (PUAS) market banking regulations between syariat bank, (SWBI) Bank of Indonesia Wadiah certificate, (FPJPS)provision about short term cost facility for Islamic banks
This study invistigates the similarities between the constitution of the Indonesian economy and Islamic economic system. It finds that the constitution of Indonesian economy have in common with the Islamic economic system, especially at the basic values , basic principles and instrumentals. The main similarities lie in the principle of economic activities based on the principles of solidarity and togatherness and the role of the state in the allocation of economic resources for economic prosperity and welfare of the whole people. Another important similarity is the presence of high concern towards the needy and neglected children through various economic policy instruments such as social security and social protection programs. Therefore, it is no longger relevant to polarize between the Indonesian economic constitution or Pancasila economic system and Islamic economic system
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