International Journal of Business and General Management

5-10

Authors: HARESH BAROT & KUNDAN PATEL

The paper is aimed at highlighting the scope to strengthen Agriculture Finance system for the comprehensive growth of agriculture, food security and rural development. The scope of Agriculture Finance was limited to increase productivity by introduction of high yielding seeds, use of chemical fertilizers and pesticides, and making availability of institutionalized credit for purchasing the preceding inputs. Agriculture Finance till today was addressing institutionalization of credit at farmers’ level in marketing, trade, processing and agribusiness. The study reveals that; though the institutional credit in India to agriculture sector is increased in quantum, serious efforts are required to provide it to the right kind of people, at right time, on right places and in right quantity; that boost Indian agriculture sector in a right way.

6

Authors: ADEEB QASSIM SHANDI

The aim of research to analysis the impact of the independence of the central Bank to budget deficit and inflation and interest rate and real the conclusions at this study. • The independence of central bank could not be the central bank one model as the economic, political and social circumstance and other selected is the basis to the extent of the independence of central bank. • The period since 2004 in particular with the promulgation of act NO.56 of 2004 on the higher degree of autonomy in comparison with the period that preceded it the independence of central bank reached (%64.3) degree a declaration accordance with measure (CWN) and(%62.5) accordance with the measure (GMT). • The changes in the budget deficit was not so much the independence of the central bank have any vole in it, while contrast this influence of inflation index showed the relationship between negative interpreted (%44) an nominal interest (%50) the real interest rate has been interpreted (%55)

6

Authors: GAGANDEEP K NAGRA & R. GOPAL

Consumer loyalty is a much looked for after marvel in today's profoundly focused and globalized commercial center. Greatness in client administration is the most critical instrument for managed business development. Client grievances are a piece of the business life of any corporate element. This is all the more so for banks in light of the fact that they are administration associations .Indeed the administration business is intended to convey what its clients decisively need .Banking industry in India was considered as routine segment 10 years back yet the sharp endeavors of RBI in the later past has changed and changed the substance of Indian managing an account industry. It has likewise realized the difficulties which the business has not confronted until then and making an unrivaled consumer loyalty and experience is one of them. The focused differentiator of banks relies on upon the capacity to give a superior affair to the clients other than offering a wide mixture of items. Every one of us manages banks and eventually of time faces issues in managing the banks in one structure or the other. The way in which banks speak and manage client grumblings is an essential variable in choosing the nature of client administration .Having an all around outlined redressal instrument for addressal of all the client grievances is of prime significance. The destinations of the paper are to get an understanding into the grievance redressal instrument followed in banks, mindfulness about it among overall population and its adequacy. Information has been gathered with the assistance of an organized poll by 200 bank client's. With the guide of Statistical Package for Social Sciences (SPSS), both graphic insights including frequencies, rates, mean, and standard deviations and additionally inferential tests, for example, Pearson chi-square and anova were connected. Results demonstrated a low level of mindfulness about grievance redressal methodology and showed that private part banks have a more viable grievance redressal system when contrasted with open area banks The study has suggestions for the bank clients to teach himself seeing grumbling determination handle the and in addition the banks in suitably planning a viable model of grievance redressal

8

Authors: M. R. PRAJAPATI, D. R. VAHONIYA & Y. A. LAD

Agriculture occupies a prominent position in Indian economy. Agriculture is very important source of income for the people in the country like India. For any business, suitable, quick and reliable information plays an important role for the different kinds of decision making. Secondary nature of information in farming business plays a critical role in decision making. Farmers are less interested in the record keeping of the business. In farming business, farmers deal with the different components of expense like planting, fertilizer, irrigation, plant protection, harvesting, transportation and other miscellaneous expenses as well as with the revenue of the farming business. The farmers are getting very thin margin for their business. With concern to any business, if the person does not maintain their business records properly than, it would be very difficult to keep track of each and every event and transaction of the business during a particular time period. The output of the farm record keeping process is a kind of information on which, a person can take proper decision about their business. Here in this study an attempt has been made to identify how the farmers maintain their farm records, problems faced by them, kinds of benefits they get through maintaining the farm records and consequences of not maintaining farm records with concrete reasons behind it.

8

Authors: SATISH K MITTAL & SAGAR JUNEJA

Purpose: Government is trying to make Indian firms follow right corporate governance policies as practice for long term sustainable growth of businesses. The purpose of this paper is to study the CG practice: in the form of various CG initiatives and parameters; in IT industry in India as this industry is one of the fastest emerging industries in India and is a dominant industry in global markets. Design/Methodology/Approach: A descriptive research is done with the help of tables and chart to briefly introduce Corporate Governance in Indian and global scenario along with regulatory requirement of CG practice by corporate. Corporate Governance are studied on various parameters: Independent Directors, No. of meetings, shareholding pattern, Grievance committee meetings, compensation policy, risk management committee and its meetings and transparency in CG report; for IT companies in India by giving an overall scenario of IT industry in India. Findings: The companies in IT industry appreciate and practice corporate governance and comply with various clauses of corporate governance in different proportion and keep transparency in their governance whereas all the mandatory norms are followed and non- mandatory norms are practiced to some extent. Research Limitations and Implications: Since the information available on CG practices are collected from annual reports of companies only and the time frame taken is FY 2013-14, SO window dressing could not be removed from it. The descriptive analysis based on secondary data would have its own limitation. Practical Implications: These days Corporate talk about responsibility of business community towards every stakeholders and that they are following right governance practice but it is very important to study what is the actual scenario. This study raise a very important issue of negligence of CG non mandatory norms practice by corporate through studying current CG practices in companies in IT industry in India. Originality and Value: This study has made an original attempt to trace out the CG practices in Information Technology IT industry in India in financial year 2013-14. Not all of them are meeting the regulatory requirement of CG practices as per The Company’s Act, 2013.