India is a rich country with poor people. We come across with the living conditions of the formal sector are better than the
informal sectors. It is essential to search for a job for a lively hood for the maidservants and especially for female
maidservants. Mrs. Indira Gandhi, the then prime minister of India introduced “GRIBI HATAVO”.
The present prime minister introduced the NAREGA SYSTEMS with guaranteed minimum wages for informal
sector workers and maidservants and also at the free cost given gas connection under Ujjwala scheme to the female
members of the household to improve the living conditions. Compare to the pre-independence and post-independence and
the modern present situation the female maidservants are more and they come out from their house for the lively hood
The Indian Banking Sector is modifying their services from traditional banking to modern banking. Financial Technology
is one such technology that has been accepted by banks to have that paradigm shift in them to provide their banking
services to people more conveniently and fast. Banks are going in this direction as RBI is also promoting Fintech,
innovation and entrepreneurship. Fintech provides financial services at a single place through the help of technology,
which could be smartphone or computer in case of customers to have access to the services. In the study the services
through technology in the banking sector provided will be seen. How technologies are transforming and shaping the
scenario of Indian banking. After COVID 19 the need for developing e- services was a necessity as people were not
allowed to go out of their homes and if anyone needed financial support the only way was to be done through e-banking
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