Hunafa: Jurnal Studia Islamika

Number 2, 2016

181-217
The Roles of Information Technology in Islamic Bank Knowledge Management: A study of Two Syariah Banks in Palu

Authors: Nurdin

Abstract

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Number of views: 523

Information technology has been considered as a vital tool for modern organizations to support their knowledge management projects. Previous studies have found that success knowledge management projects were supported by various information technology infrastructures. They addressed how information technology has succesfully implemented to support knowledge management project within conventional banks. However, limited study has been proposed regarding how information technology play roles in support knowledge management project within Islamic banks. Through the case study approach, the author studied the use of information technology for knowledge management process within two Bank Syariah (Bank Mandiri and Bank BNI Syariah) in Palu Central Sulawesi. The author collected data through observation, written material, and in-depth interviews with key informants from both banks. The findings show that information technology infrastructures have played important roles in support knowledge management projects within the Islamic banks. Those information technology infrastructures includes internet, intranet, websites, communication application such as email, and social media. This study sheds light and provides new insight on how information technology has succesfully used to support knowledge management within Islamic banks. The results benefits both academic and practioners in Islamic banks and knowledge managemet area. As the social media was an important finding for knowledge management in Islamic banks, future research need to focus on how social media should be used for knowledge management projects in Islamic banks

218-246
Reformasi Pemahaman Teori Maqasid Syariah (Analisis Pendekatan Sistem Jasser Audah)

Authors: Muhammad Iqbal Fasa

Abstract

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Number of views: 521

This paper attempts to offer reform ideas Jasser Auda thought related reforms theoretical understanding of maqᾱṣid sharia. The systems approach is done by Auda critize the theory of classical maqᾱṣid more likely to hierarchical and narrow mindset. The classical maqᾱṣid pressure a point more on protection and preservation. Whereas the new maqᾱṣid theory emphasizes development (construction, development) and rights (rights). Thus, Auda developed the concept of human development as the main target of maslahah (public interest). Auda offers the systems approach, namely: cognitive nature; interrelated; wholeness; openness; multi dimentionality and purposefulness. At the end of the discussion in this paper, the authors develop the idea of Jasser Auda by offering Sharia Maqᾱṣid concept in the context of Islamic Economics

248-270
Modal Intelektual dan Kinerja Keuangan dengan Menggunakan Islamicity Performance Index pada Umum Syariah

Authors: Indriyana Puspitosari

Abstract

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Number of views: 463

The aim of this study is to find the evidence about correlation between intellectual capital and financial performance because of the orientation changing about corporate assets from the tangible asset become intellectual capital. This study uses 9 shariah banking in Indonesia as the sample in period 2011-2014. The intellectual capital variable gauge by modified Pulics model for Islamic banking with three komponen iB-VACA, iB-VAHU and iB-STVA. Profit sharing ratio, zakat performance ratio and Islamic income vs non Islamis income are the proxy of Financiel performance. This study used Pearson Corelation analysis as tools to analyze this corelation. The study finding that between intellectual capotal component and islamicity Performance Index indicatore have the different strength and direction correlation

272-287
Sistem Moneter Islam: Menuju Kesejahteraan Hakiki

Authors: Aan Narullah

Abstract

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Number of views: 631

The Studies in this article aims to look at how the efforts of the Islamic monetary system in creating the true welfare. Welfare in the conventional economic system (capitalist and socialist) contain of different meanings, when in the conventional economic system, welfare is defined only in terms of materials (material fulfillment), but in the Islamic economic system, welfare contains of broader meaning, the fulfillment of material and immaterial. As Islamic monetary strategy that prohibit sto use of interest, the Islamic monetary instrument does too. The Islamic monetary policy instrument is divided into three mazhab based on the period and the community needs at that time. The first mazhab is the instrument that introduced by mazhab iqtisoduna is Promissory Notes or Bill of Exchange kind of paper to get fresh funds. The second madzhab is the mainstream instruments mazhab that used Dues of Idle Fund is policy instrument that is charged on all assets which are idle. The third mazhab is the alternative monetary system that advocated of Syuratiq Process. It is where a policy that taken by the monetary authorities is based on discussion prior with the real sector. Which is the main characteristic of the Islamic monetary system in its policy instruments are not leaving the ideology of Islamic economics nor throw needs of economic returns for economic players, namely profit sharing. Then it is expected satisfy the human need for material and immaterial, so the true welfare can be achieved

288-314
Peran Negara dalam Perekonomian (Tinjauan Teoritis Kebijakan Fiskal dalam Ekonomi Islam)

Authors: Syaakir Sofyan

Abstract

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Number of views: 834

Indonesia is a state based on law and adopts welfare. Thus, the state has an obligation and responsibility to realize public welfare as stated in the fourth paragraph of Undang-Undang Dasar (UUD) Negara Republik Indonesia 1945. In achieving these objectives, the government must play an important role in various aspects of community life, especially in the economy. One form of government intervention, namely in fiscal policy by adjusting the state revenues and expenditures in the state budget. In Islamic economics, fiscal policy objective is to create economic stability, high economic growth and equitable distribution of income, coupled with the other objectives contained in the rules of Islam

316-342
Eksistensi dan Peran Ekonomis Harta Wakaf

Authors: Heru Susanto

Abstract

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Number of views: 493

Waqf as social instrument of Islamic economy that its function based on good deeds, goodness, and brotherhood, has important role to empower and to increase the economic prosperity of the muslim society. In the hystory, waqf has been playing its important role to develop social living, economic prosperity, and social culture. It’s prooved in the history of Islamic philantrophy that its track still remained and can be seen in many Islamic countries like Egypt, Saudi Arabia, Turki, Kuwait etc. Waqf in those countries are growing better because managed professionally. To achieve the purpose of waqf (to increase social economic prosperity), it needs the change of muslims comprehension about waqf from traditionally into modern management, so that the waqf becomes productive and social economic prosperity can be achieved

344-361
Pengaruh Zakat terhadap Kinerja Perusahaan (Studi Empiris pada Bank Umum Syariah di Indonesia)

Authors: Rika Febby Rhamadhani

Abstract

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Number of views: 563

This study aims to determine and analyze the effect zakat on corporate performance in sharia banks in Indonesia. The data used in this research are secondary data obtained from the financial statements of each site Islamic Banks in Indonesia gathered through technical documentation in the form of documents and annual financial reports and other data related to this study. The sampling technique used purposive sampling and analytical methods used simple regression analysis. These results indicate significant influence between zakat on the corporate performance in sharia banks in Indonesia. This study recommend are the corporate does not to be afraid of issuing zakat, because in Islam, Allah already guarantee that Zakat issued will not reduce property and zakat is also an expense that can be deducted for taxable income and further research is expected to add the study period and a number of larger samples in order to obtain more accurate research results

362-384
Strategi Promosi Otoritas Jasa Keuangan (OJK) Provinsi Sulawesi Tengah dalam Edukasi dan Perlindungan Konsumen di Kota Palu

Authors: Ermawati and Irham Pakawaru

Abstract

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Number of views: 519

OJK presence was a turning point to the many cross issues in the financial services sector which includes measures of moral hazard, financial services consumer protection is not optimal, and the disruption of the stability of the financial system. OJK as an independent institution requires maximum effort promotions on tasks and functions to the public. This research uses descriptive qualitative research to explore strategies of promotion done by OJK of Central Sulawesi Province. The results of this study indicate that, promotion strategies undertaken by the OJK Central Sulawesi province are through is through ads in print and electronic media. Namely periodical published in Radar and Mercusuar newsletters, Billboards installed periodical in the streets of Mayor in the city of Palu, Cinema advertising, Published in XXI Palu Grand Mall and Radio advertising: RRI. While the implications of the implementation of promotional strategies that people are starting to know the whereabouts of the OJK Central Sulawesi province, although not yet familiar with the tasks and functions in educating and providing consumer protection