IMPACT : International Journal of Research in Business Management

1-10

Authors: DEEPAK JOSHI

As we have been seeing that there has been an increase in impulse buying behavior of consumers, relying on the same marketers / retailers are leaving no stone unturned to entice customers and escalate his buying at the point of purchase / shop. We have seen youngsters are shopping extra items or are making their decisions at point of sale. This study tries to understand, if there is any role of gender, background area and domicile of a particular state as subcultural factors in impulse buying. It also finds out what youngsters feel about impulse buying. It is interesting to note that most of the youngsters are interested in impulse buying. While majority of them, who are not interested consider it to be, wastage of money

37-50

Authors: RAFISAH MAT RADZI & KU AZAM TUAN LONIK

Similar to conventional banks, Islamic banks perform all those functions expected from a financial institution and assist the business world by providing all the services required to run an economy smoothly. However, the philosophy and operational methods of Islamic and conventional banks are different. Their different philosophies have resulted in Islamic banks confronted and deal with risks that are akin to those conventional financial institutions and risk that exclusively stemming from Shariah (Islamic law) implications. This study will examine the methodology used by different various credit rating agencies in assessing various risks of concerning conventional and Islamic banks operations. Since the operations of Islamic financial institutions must be consistent with Shariah, this paper will also examine to what extent Shariah issues are factored into rating methodology when evaluating the creditworthiness of Islamic banks. The research on ratings will helps help boost investor confidence in the Islamic finance industry and also enhances enhance our understanding of the concept despite the different methods adopted by the agencies concerned.

63-86

Authors: MOHD SABIR HUSSAIN & SANTOSH KUMAR DWIVEDI

Accommodation, transport and facilities are key components of a major tourism destination. India has vast geographical area with 32 natural and cultural world heritage sites spread across the country. These heritage sites at different locations within the country connected through different mode of transportation and build various facilities for the tourist, and are provided essential amenities. Due to importance of world heritage sites, management of mass tourism and associated infrastructure development should be taken deeply into consideration. Mass tourism demand heavy consumption of tourism products and services with highly standardize quality of product. There are many challenges to develop tourism infrastructure around the World Heritage Sites in India. Today tourism is largest service industry in India, with a contribution of 6.23% to the national GDP and providing 8.78% of total employment. India witnesses more than 5 million annual foreign tourist arrivals and 562 million domestic tourism visitors. The Ministry of Tourism is the nodal agency for the development and promotion of tourism in India and maintains the “Incredible India” campaign. Various challenges and issue faced by the travel and tourism industry in India are lack of infrastructure, human resource, service qualities, marketing and promotion for the destinations, taxation structure for the tourism industry, security of visitors, and local and national regulatory issues.