Jurnal Perspektif Pembiayaan dan Pembangunan Daerah

137-142

Authors: Amir Halid; Ria Indriani; Delvi Suleman

This study aims to determine the development of the customer (Micro KUR and significant effect between credit amount and the interest rate on the income customers at BRI Unit Micro Kabila. Kind of research used in this study is a survey method. Data used are primary data interviews with customer respondents micro and secondary data from the BRI unit Kabila, the sampling method used was purposive sample, data collection techniques are methods of documentation and interviews. Data analysis technique used is multiple regression analysis and usingdescriptive statistics. Results from this research showed revenue that micro (Y) 63,7% total affected by credit (X1) and interest rate, while the remaining 36,3 %affected by other factors. R value of 0,798 means that income by the number of loans and interest ratest have a very strong positive relationship. T-test showed that the significant amount of credit, because the value is significantly smaller than the value 0,05 (0,000), while the interest rate effect is not real, because the value is significantly smaller than the value of 0,05 (0,874). For the development of the number of credits and the number of clients small loans (KUR) have increased and decreased each year.

149-158

Authors: Qorina Novitri; Junaidi; M. Safri

The purpose of this study was to analyze whether the number of hotel room occupancy rate, the GDP of the tourism sector, the number of restaurants and eating houses, the average length of stay, and number of tourists influence the reception area of the tourism sector in the District / City of Jambi Province. The analysis used in this study is the analysis of growth, econometric analysis using panel data models, and analysis of barriers and opportunities. The results showed that simultaneous number of hotel room occupancy rate, the GDP of the tourism sector, the number of restaurants and eating houses, the average length of stay, and number of travelers significant effect on local revenues from the tourism sector in the District / City of Jambi Province.

165-170

Authors: M.Fikri; Amri Amir; Erni Achmad

This study aims to determine and analyze how big the marginal propensity to consume (MPC) and the average propensity to consume (APC) the people of Indonesia before and after the economic crisis and to find out and analyze what factors are affecting the consumption of Indonesian society. The method used in this research is descriptive and quantitative methods. From the research : 1) the marginal propensity to consume (MPC) the people of Indonesia after the economic crisis has decreased and the average propensity to consume (APC) the people of Indonesia after the economic crisis have increased. 2) Before the economic crisis affecting consume of Indonesian society is the national income and deposit rates. After the economic crisis affecting consume of Indonesian society is the national income and inflation. And overall, both before and after the economic crisis affecting consume of Indonesian society is the national income and deposit rates.

179-182

Authors: Irawati Abdul

The objective of this research is to analyze how much the influence of infrastructure availability to the income of fisheries at Olele Village, Kabila Bone Sub-District, Bone Bolango Regency. The Method used in this research is random sampling to determine the location is intended and than used purposive to determine the sample of population at that village. The result of this research are Road infrastructure is significant about 0,05 (0,02) means that it’s influence in to the in-come of Fisheries, transportation factor have influenced about 0,05 (0,08) in to the Fisheries in-come, economy activities like market is influence also to the fisheries in-come, Health and education factors have influenced about 0,5 (0,01) and 0,05 (0,01) in to the fisheries in-come, for education and electric power factors also influenced in to the fisheries in-come, water pump, sport square and praying building have also influenced significantly in to the in-come of fisheries. Keywords: Infra and Supra structure and In-come of Fisheries